• This holiday season is often marked by thankfulness and appreciation – starting with Thanksgiving in November and ending with New Year’s – as Americans look forward positively to the next year with renewed hope. Altruism, gratitude and a positive outlook on life all contribute to a happier person, but multiple studies are also showing it […]

  • 179 million Americans are planning to participate in Halloween festivities according to one study by the National Retail Federation. With so many people embracing the holiday, the implications on safety during the holiday are vast. “November 1st is a busy day for insurance adjusters given that more vandalism claims are filed on Halloween than any […]

  • Employees in Kentucky who have been the victims of wage violations have a new option for financial compensation. In Kentucky, the Wages and Hours Act is a state law that regulates, among other things, the rights of employees to sue for lost or denied wages from the employer. This includes workers who believe that they […]

  • Most states, like Kentucky and Tennessee, require a basic auto insurance policy to protect victim’s right to coverage of medical costs, property damage and other losses. These mandated minimums are required for every registered driver and failure to carry a policy can mean fines and loss of the right to drive a vehicle in that […]

  • A wave of excitement over the rare total solar eclipse sweeps the nation in the days and weeks leading up to the event. Here’s how to safely enjoy this exciting astronomical phenomenon.    The so-called “Great American Eclipse” will be the first time the U.S. mainland has seen a total solar eclipse since 1979. Nearly 30 […]

  •   While some believe raising the driving age would lower teen-related car accidents, others advocate the complete opposite as the solution for the same problem One problem, opposite solutions In March, the administrative authorities of the Australian state of Victoria rejected the proposition to lower the minimum driving age from 18 to 17 years. The […]

  •   A boating incident with unclear causes leaves two dead More questions than answers Two Chester County residents, Casey Cox, 32, and Michael Ray Terry, 69, died on Wednesday, April 26, when their aluminum flat-bottom boat was sucked through the spillway of Pickwick Dam on the lake side. Due to strong currents, the bodies were […]

  •   Many deaths that result from on-the-job accidents are sadly preventable. Just this past January, a construction worker died at the University of Kentucky after falling off the roof without a safety harness. Even though safety harnesses and alternative fall prevention devices are mandated by OSHA, 38 percent of all construction deaths in 2015 resulted […]

  • E-cigarette products have exploded onto the market, but now they are also quite literally exploding in users’ faces and in their pockets. One such incident this past October happened to a teenage girl from Elizabethton, Tennessee who was not even the owner or user of the device. While riding the Hogwarts Express train ride at […]

  •   Ridesharing has had tremendous transformative effects on the way we travel, both good and bad. The good comes from convenience and a flexible employment model. The bad comes from uncertainty over the way these changes affect and conflict with current laws and policies. How insurance covers ridesharing drivers is one of the biggest concerns […]